Many employers consider health coverage to be the most important employee benefit. Health plans can also be advantageous for employers as they are tax
Who Needs Errors & Omissions Insurance?
E&O insurance, short for errors and omissions, is a form of professional liability insurance that protects businesses and their workers against claims
Employee Benefits Companies Should Consider Offering in 2020
A new year provides an opportunity for companies to explore ways to grow and adapt to changes. One of the biggest changes businesses are seeing is the
What is Stop Loss Insurance?
Choosing to self-fund a company’s health benefits has numerous benefits. However, there are also some risks involved. When large claims occur, it can
Merits of Self-Funded Insurance Plans
Under a self-funded insurance plan, the employer assumes the financial risks associated with providing employees with health care benefits. Employers
Are Wellness Program Incentives Worth the Investment?
Employers often use wellness program incentives as a way to influence employee behavior and boost motivation in the workplace. In return, employees
The Pros & Cons of a High Deductible Health Plan for Your Business
As health care costs continue to rise, many businesses feel forced to restructure their health plan offers. This has resulted in a noticeable rise in
HRA vs HSA: What’s the Difference?
HRAs and HSAs are similar in many ways. Both types of accounts are designed to make healthcare services more affordable for employees and their
What Are Employee Fringe Benefits?
Fringe benefits are a form of compensation provided to employees outside of their standard salary or state wage. There are a variety of types of