Alexandria, VA Business Insurance

Business Benefits Group (BBG) provides sound advice and professional service that ensures your business is always equipped with the right business insurance. BBG can provide and recommend insurance solutions that address situations ranging from the very small and relatively insignificant to circumstances that could potentially cause your business to close down completely. Whether you are a brand new business looking into potential pitfalls may need coverage or an established business looking to expand coverage due to an increase in size or capabilities, BBG’s Business Insurance Professionals will make sure that you have the right insurance product to meet your needs.

Alexandria, VA Insurance Broker

Due to its close proximity to our nation’s capital, Alexandria has become a mecca for professionals both in and out of the public sector. As such, businesses thrive in Alexandria, and they all need insurance coverage for liability. No matter which type of business you operate, we will make sure that your business is prepared with adequate insurance coverage. As an Alexandria, VA Insurance Broker, BBG can be the answer to all of your insurance needs.

Services and Solutions BBG Offers

With each different industry or business sector comes unique challenges that businesses must face to enable it to grow to its full potential. These challenges must be attacked from all angles to have the most successful outcome. As such, our Business Insurance Professionals are experienced in various insurance solutions, and our team can help you find the best insurance match for your needs. The following are some of the areas in which we can help you find the best insurance product for your unique needs.

Commercial Auto Insurance

If your employees’ duties involve any kind of driving, or the operation of heavy machinery, you need to acquire adequate commercial auto insurance to cover each of them. The auto insurance industry is fiercely competitive, which means that there are tons of companies vying for your attention. Our Business Insurance Professionals are adept at navigating the often confusing landscape of options open to you and finding a viable policy for your coverage needs.

Government Contractors

Businesses that work on contracts for the United States government are subject to more regulations and restrictions than those that operate completely in the private sector. The Defense Base Act, or DBA, mandates that any business working on government contracts obtain and maintain adequate coverage for employees working overseas. This requirement is a counterpoint to the domestic coverage that protects domestic workers. Given that many businesses in Alexandria work on contracts for the government, due its close proximity to that nation’s capital, these requirements apply to many companies that operate in the area.

Adequate insurance coverage means that each employee is protected from the costs associated with injuries and death due to actions or circumstances that take place while they are working. This coverage also extends to activities that are performed outside of actual working hours. The only exception is injury or death related to war, which is automatically covered under the companion War Hazard Compensation Act.

Given the mandated nature of DBA Insurance, the penalties for failure to comply can be stiff and extensive. These penalties can include losing the governmental contract, civil suits, and even incarceration in certain circumstances.

Property Coverage

Any business that operates in their own office or facility must acquire effective and complete property coverage. No matter what type of business you may have, whether it is a large business in Alexandria or the smallest mom-and-pop shop, accidents or unforeseen circumstances can rear their ugly heads at the most inopportune times. Fires, natural disasters, and even vandalism are all situations that are beyond our control. Because of the potentially serious complications and repercussions these events can have, particularly from a financial standpoint, a lack of proper property insurance coverage can force your business to close its doors.

Workers’ Compensation Insurance

Whether you run a business throughout the Alexandria area that employs thousands of people or a small office with just a few employees, making sure that you have a comprehensive workers’ compensation policy is paramount. Given that the regulations inherent to each industry may differ, understanding which laws or rules apply to you maybe a bit confusing. Thankfully, BBG’s Business Insurance Professionals have honed their skills regarding workers’ compensation insurance and can navigate you through these difficult waters with efficiency and effectiveness.

We Help Protect Your Business

One of the constants that our long-standing clientele has enjoyed over the years is the assurance that their insurance needs are treated with the utmost importance here at BBG. Once we take a detailed and comprehensive look at your specific situation, we will develop a suite of policies that will provide your business with comprehensive protection, regardless of where trouble arises. Soon, you will understand for yourself the confidence that comes from knowing that an experienced and knowledgeable insurance broker has your back.