Health Insurance

Everyone gets sick sometimes, with little to no control over when it happens or what the illness is. Depending on the severity of the illness, it can mean a quick and easy doctor’s visit or an extended process with multiple offices. The more severe an illness is, the higher the medical costs associated with the sickness usually range. Not having proper protection against these medical costs can cause immense financial stress and debt. To help protect against these rising medical costs, people can acquire individual health insurance for even more coverage.

At Business Benefits Group (BBG), we understand that life can be unpredictable. In order to help combat that unpredictability, we offer an individual health insurance policy. We want to ensure our clients are not left to fend for themselves, but rather protected and shielded during the unknown. Don’t leave you or your family up to chance, acquire an individual insurance policy for better protection.

Individual Health Insurance

Health insurance provides protection against high payments for medical bills. These medical bills are made easier by being broken up into copayments and coinsurance between the policyholder and insurance agency. No matter if it’s routine care or an unexpected illness, individual policies can help provide a safety net.

An individual health insurance policy can be purchased by working directly with an insurance agent or agency. Further education will be provided, and choosing the best plan for proper coverage will be a smooth process. Those who seek individual insurance policies tend to have a need for further protection. By having this policy, there is no fear of losing health insurance if a person were to lose their job. An individual insurance policy allows for better peace of mind and security, knowing that this protection won’t be pulled out from underneath you.

Areas of Coverage

An individual health insurance policy will contain medical insurance. This insurance will help to pay for medical bills, ranging from routine doctor’s visits to up major medical occurrences. Medical insurance helps to ease the stress of paying medical bills, allowing for a better focus on staying healthy.

Most health policies will also include a section for dental insurance. Dental insurance helps to provide coverage towards routine or unexpected dental visits. This policy helps to cover a portion of dental services. These services can include routine cleanings, dental exams, fillings, and extractions. If further dental coverage is needed, a separate dental insurance policy can be purchased for additional coverage.

An individual health insurance policy will also include coverage for vision. Vision insurance will help a policyholder to partially cover expenses that relate to eyes. This can include routine eye exams, acquiring prescription eyewear, or vision correction surgery.

Family Options

When searching for health insurance coverage, it’s important to look around and make sure the policy fits your family’s needs. A policy that fits your lifestyle, and fits into your financial budget, can help you and your family to get the best health coverage possible. Individual insurance policies can grant security to families in need. There are coverage options for different medical fields within an individual insurance policy. The coverage provided by this additional policy can lead to better overall coverage for your family, as well as stability during times of illness.

Health Insurance Policies We Offer

At Business Benefits Group, we understand how choosing a business health insurance policy for your employees can be a time-consuming and often strained experience. That is why we work diligently to create health insurance plans that cover sickness, injury, and preventative care, all in an affordable and comprehensive package. From basic plans to top-tier premium plans, BBG offers a plethora of health insurance options designed to align with the needs of our clients above all else.

By utilizing deductibles, copayments, and coinsurance effectively, BBG’s premium health insurance plans effectively ‘split the cost’ of health coverage between BBG, employers, and employees. This makes medical coverage more affordable for all shareholders, while ensuring that our clients discover the optimum balance between the monthly cost of a plan, and the costs of medical visits and procedures themselves. Whether your business has five employees or five thousand, BBG offers some of the best medical, dental, and vision insurance plans available.

Medical Insurance

Our comprehensive medical insurance packages cover a portion of the costs of medical bills associated with inpatient hospital care, outpatient care, emergency room visits, prescription drugs, surgery, lab tests, preventative screening and vaccines, and counseling services. With reasonable deductibles and copayments (and lenient maximum out-of-pocket amounts), we strive to keep our medical coverage as affordable as ever, helping employees and businesses alike focus on wellness and greater peace of mind, as opposed to the added stress of paying off medical bills.

Dental Insurance

BBG offers several dental insurance plans to assist employees who seek dental insurance for preventative, minor and major dental care. Our dental insurance programs cover a significant portion of basic dental medical service costs including routine examinations, cleanings, fillings, extractions and X-rays. Individual policies may also cover additional services including root canal and crown procedure coverage for an additional service fee.

Vision Insurance

Basic vision insurance policies offered by BBG cover routine preventative eye care exams and prescription eyewear (glasses and contact lenses); however, supplementary policies are available that include coverage for LASIK, PRK and vision correction surgery. Contact your designated BBG correspondent for more information about how to take advantage of these elective options.

Get Health Insurance Today

BBG recognizes and understands the need for further healthcare coverage. We offer individual health insurance to provide security for our clients and their families. If you’re in need of an individual insurance policy and the protection it provides, reach out to BBG today by calling 844.201.3612 or sending a message online. You can also visit the Health Sherpa website to find an easy, and affordable health insurance plan that matches your needs.